Frequently Asked Questions

Find quick answers to common questions about MEL, how we work, getting involved and information on the mining industry as a whole.


We are a smart lender, when you borrow from us you are not only getting a financial injection to your business, you are also gaining a partner. As a “Smart Money” lender we take an equity position in your enterprise and a position in your organisation to provide you with any skill sets or assistance you need to take you from today all the way to your exit. 

We carefully consider all applicants and their specific part of the sector, we evaluate the skillsets of the enterprise and all potential global and local impacts that could have short term or long term implications before committing to any lending.

Our financing solutions are tailored to your specific requirements, and we can provide the capital you need to cover unexpected costs, manage cash flow, and purchase new mining equipment. With our support, you can focus on growing your business and taking advantage of the opportunities presented by the mining sector.

We take a hands-on approach and work closely with our borrowers to ensure that their business is on track for success. This level of involvement not only increases the chances of success for the mine, but also provides an added layer of security for the funds that we lend. By working closely with our borrowers, we are able to stay informed of any potential challenges or changes in the market and adapt our strategies accordingly.

We provide funds for the following mining projects:

  • Mine acquisition and development
  • Commodity contracts & Escrow Gold facilities
  • Mining sector related revenue enterprise
  • Research and exploration
  • Asset and plant financing

Borrowing from us can offer several benefits for companies seeking financing for their mineral resource projects.

  • As a specialist lender, we have a deep understanding of the mining industry and the unique challenges and opportunities it presents. This means that we are well-positioned to evaluate the potential of your project and provide customised financing solutions that meet your specific needs.


  • Our financing solutions are flexible and can be tailored to your project’s requirements. We can provide a range of options to suit your cash flow and risk management needs. This flexibility allows you to access the capital you need while minimising the impact on your existing operations.


  • Working directly with us means you will have access to a team of experts who can provide ongoing support and guidance throughout the life of your project. We understand that mineral resource projects can be complex and challenging, and our team can offer advice and assistance to help you navigate these challenges and maximise your chances of success.


  • Our approach to financing is focused on minimising risks for our investors while helping our borrowers succeed.

Mining FAQ's

Australia is renowned for its mining industry as the country is abundant in natural resources and minerals. The country possesses large deposits of minerals, including iron ore, coal, gold, bauxite, copper, nickel, and zinc, which are highly sought-after for the production of goods worldwide. The country’s well-established mining industry, advanced technologies, skilled workforce, and favourable government policies have made it one of the world’s leading mining countries, attracting significant investment from both domestic and international companies.

The mining approval process in Australia can vary depending on the state or territory in which the mining project is proposed to be located. However, generally speaking, the process can be broken down into several key steps: Exploration to identify mineral deposits, environmental assessment to identify potential impacts on the environment, development approval from the relevant state or territory government agency, obtaining consent from Aboriginal and Torres Strait Islander peoples who hold native title over the land or who have an interest in the cultural heritage of the area, obtaining a mining lease from the state or territory government, obtaining operational approval, and ongoing monitoring and compliance.

To minimise the environmental impact of mining in Australia, mining companies are required to undertake environmental impact assessments before starting any new mining project, rehabilitate land affected by mining activities, manage waste in an environmentally responsible manner, implement pollution control measures, and engage with local communities to lessen the social and environmental impact of mining activities. These measures aim to promote

The mining industry is a significant contributor to the Australian economy and is one of the country’s most significant export sectors. With 1.2 billion employed in the resources workforce the mining industry accounts for $160 billion total net worth of resources exports and an average annual earnings of $50 billion. 

Mining activities in Australia can result in land degradation, water and air pollution, climate change, waste management issues, and biodiversity loss. To address these issues, mining companies are subject to environmental regulations, such as requirements for environmental impact assessments and management plans. Companies also implement measures to minimise the environmental impact of mining, including land rehabilitation, waste management, and pollution control.

Technology plays a critical role in ensuring safety and security in the mining industry in Australia. Remote monitoring and control systems, automation, sensor technology, wearable technology, and cybersecurity are all used to improve safety, reduce the risk of accidents, and provide real-time information on workers’ health and safety. These technologies can help to improve the efficiency and productivity of mining operations while minimising the risks to workers.

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